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Home Wellness Inspections

HOME WELLNESS INSPECTIONS

Do you understand the Legal Requirements and Consequences when Buying or Selling a House? How safe is your home? Do your children or you suffer from Asthma or other respiratory afflictions? Do you understand the Health Implications of Mould? Were you told that there were “no problems” with the Roof, Plumbing, Electrics or Damp? Has the house been built correctly? When the furniture was removed, are there signs of damp or repairs recently carried out? Do some areas or cupboards smell “musty”? – this box or picture leads you to:

  • Full Home Wellness Inspection – ”Roadworthy” – comprising a full report of upwards of 30 pages with photographs, descriptions and recommendations
  • Roof Wellness Inspection – comprising a full report on the roof condition, photographs and recommendations
  • Damp Wellness Inspection – comprising a full report on the Damp Conditions and possible Mould within the Home, the existence and consequences of Efflorescence considering the surrounds with photographs, descriptions and recommendations
  • Deck Wellness Inspections – Comprising a full report on the condition and construction of the deck with photographs, descriptions and recommendations
  • Electrical Wellness Inspection – comprising a report on the condition and operation of the Electrical Installation – not a “Compliance Certificate
  • A Risk Assessment report with recommendations

electrical-wellness           moldy corner


INSURANCE ASSESSMENTS “NON-MOTOR”

Have you been the unfortunate victim of a Flooding, Burst Geyser, Impact Damage, Severe Wind Storm, Hail Storm, Falling Tree or Structure, Fire Damage, Burglary, Attempted Burglary, Lightening Damage? – this box or picture leads you to:

  • A Full Independent Assessment of the Loss in terms of your Insurance Policy which is sent to your Insurance Company with recommendations relating to Risk Management
  • Optional Project Management of the Repairs
  • Additional Recommendations to prevent further Loss

tree-on-house           leaking-pipe

Non-Motor Insurance Assessments are the second-most common dealings the public will have in dealing with their Insurance Companies. Insurance Companies will appoint Assessors on Claims, or Losses as they are known, for two reasons. The first is to ensure that the Client is placed back into the position they were prior to the loss, with the minimum of disruption and delays, and the second is to protect the Industry from Inflated or Fraudulent Claims. Each Insurance Company works on what is known as the “Claims Loss Ratio”, and this is to be kept at a minimum. By doing so, the Public is assured of a controlled and equitable Insurance Tariff / Rates. Insurance, being an “Intangible” product, is not easily understood by the public, and it is only when they have need to claim for a loss that they start to enquire as to the cover and real costs. Many feel that they need to over-claim in order to get an equitable re-imbursement, but it is certainly not necessary if they have been correctly advised and their cover is correct. This should be an annual exercise, in the same manner as the Medical Aid etc.

It is the Assessors’ task, when claims are made, to ensure that the correct information is put forward to the Insurance in order for the Client to be compensated correctly. Thus, the correct knowledge, training and experience is essential.

With 41 years of business experience, including 14 years of Insurance Assessing and reparation experience ensures that claims are handled efficiently and as quickly as possible.


STORM DAMAGE

Specific Inspections where the Insurance may not have covered the loss or damage as a result of the following: Roof Damage, Flooding, Wind Damage, Tree and Wall or Structure Impact Damage, Lightening Damage, Hail Damage, Burst Geyser? – this box or picture leads you to:

  • Home Wellness Inspection – comprising a full report of damages with photographs, descriptions and recommendations
  • Additional recommendations relation to Risk Management
  • Roof Wellness Inspection – comprising

roof-damage           Lightning Damage

 


 

DAMP WELLNESS INSPECTIONS

Do you understand the Health Risks and Consequences with Damp Walls, Floors or Ceilings? Do your children or you suffer from Asthma or other respiratory afflictions? Do you understand the Health Implications of Mould? Were you told that there were “no problems” with the Roof, Damp or Leaks? Has the house been built correctly, are you on a slope? – this box or picture leads you to:

  • Roof Wellness Inspection – comprising a full report on the Roof Condition, photographs and recommendations
  • Damp Wellness Inspection – comprising a full report on the Damp Conditions and possible Mould within the Home, the existence and consequences of Efflorescence, possible Plumbing Leaks, Slab Leaks – considering the surrounds with photographs, descriptions and recommendations

damp1          damp2 

 


 

CONSTRUCTION MEDIATION AND PROJECT MANAGEMENT

Are you having a problem or dispute with the Contractor or Developer? Do you want to avoid the problems associated with Cost and Time Overruns? Do you want to ensure that your House is Built to Specification? – this box or picture leads you to:

  • Perusal of plans and contracts and liaising with the team responsible for the project
  • Ensuring quality of the Build
  • Ensuring minimal wastage and cost
  • Mediation of Existing Problems or Disputes
  • Contract Management

house1          house2

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